Double Close Funding in Arkansas | Swift Deal Funding
Double Close Funding in Arkansas
A double close lets you buy from the seller (A-to-B) and sell to your end buyer (B-to-C) the same day, with our capital carrying the middle leg so your own money never sits in the deal. We fund the purchase, the buyer’s proceeds pay us back, and the spread is yours. Arkansas’s affordable price points keep most of these in the $100,000–$350,000 range, though our ceiling runs past $100 million per transaction.
The standout story here is the northwest. Fayetteville, Bentonville and Rogers form one of the country’s fastest-growing metros, powered by the Walmart, Tyson Foods and J.B. Hunt headquarters and the people they keep pulling in. That corridor throws off a steady supply of value-add inventory and investor demand, while Little Rock and Fort Smith add dependable volume across a state of about 3.1 million.
We lend directly — not as a broker — with no credit check, no income docs, and no tax returns. Your contracts and a verified buyer are the underwriting.
How Double Close Funding closes in Arkansas
The key advantage in Arkansas is wet funding. Because the closing agent can release funds at settlement as soon as documents are signed — no waiting on the recorder the way dry-funding states require — the same-day A-B-C runs without a recording-day gap. A-B closes, B-C follows immediately, and the buyer’s proceeds repay us right at the table.
Arkansas doesn’t mandate an attorney at closing, so the work runs through licensed title companies and their closing agents. For a double close you’ll want one title company carrying both the A-B and B-C files, so a single closing agent controls the order in which everything disburses. Our wire is in place by 9 AM Eastern on closing day. Assigning is legal in Arkansas provided you disclose your equitable interest; confirm the disbursement sequence with your closing agent before you schedule.
Pricing
A tiered flat fee on the funded amount, taken on the closing statement — no upfront or application costs:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $250K = $3,125 |
| $1M – $10M | 1.0% | $2.5M = $25,000 |
| $10M+ | Custom | Contact us |
You only pay if the deal funds and closes.
What you’ll need
- A signed A-to-B purchase contract
- A signed B-to-C assignment or purchase contract
- A verified end buyer with proof of funds or a financing pre-approval
- Both legs scheduled to close the same day
- One Arkansas title company carrying both transactions
No credit check, no income verification, no tax returns.
A typical Arkansas double close scenario
A wholesaler locks up a tired three-bed in Springdale, right in the Northwest Arkansas corridor, at $175,000 (A-B) and flips the contract to a buy-and-hold investor riding the region’s rent growth at $205,000 (B-C). The buyer’s proof of funds checks out and one Fayetteville title company carries both files. We get $175,000 to the closing agent by 9 AM. A-B closes, B-C follows minutes later, and because Arkansas funds wet, the $205,000 pays us back at the table — leaving the $30,000 spread less our 1.25% fee ($2,188) with the wholesaler that day.
Apply
Upload both contracts and your buyer verification; we coordinate straight with your Arkansas title company. About 48 hours to wire-ready, same day for clean files before 11 AM Eastern.
Frequently Asked Questions
Does Arkansas let a double close fund at the table? +
It does — Arkansas is a wet-funding state, so the closing agent can release money at settlement the moment documents are signed, instead of waiting for the deed to record the way dry-funding states do. That keeps the same-day A-B-C tidy: we get the wire into the closing agent's hands by 9 AM, the A-B leg closes, the B-C leg follows right behind, and the buyer's proceeds repay us at the table. Recording still happens, but disbursement doesn't hang on it. Confirm the order with your closing agent.
How quick is a Northwest Arkansas double close? +
With both contracts, a verified buyer who's shown proof of funds, and the title commitment, we're generally wire-ready in about 48 hours — same day for clean files in before 11 AM Eastern, wire landing by 9 AM Eastern on closing day. Closing agents in Fayetteville and Bentonville run a steady stream of investor double closes thanks to the corridor's growth, so these tend to move along briskly.
How large do Arkansas double closes typically run? +
The state's low entry prices keep most in the $100,000–$350,000 range, though we have capacity past $100 million. Our fee is 1.25% up to $1M, then 1.0% from $1M to $10M, taken on the closing statement. A $250,000 Little Rock or Fort Smith double close carries a $3,125 fee — and you only pay it if the deal actually closes.
Apply for Double Close Funding in Arkansas
Submit your application online — same-day decisions for complete files before 2 PM Eastern.