Double Close Funding in Chandler, AZ | Swift Deal Funding
Double Close Funding in Chandler, AZ
Chandler is the East Valley’s tech anchor, and a double close is how you protect a spread without printing it on a settlement statement. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day through one state-licensed Chandler escrow agent.
Chandler’s economy sets it apart from the rest of the Valley. Intel’s massive Ocotillo campus and a dense semiconductor and tech corridor underpin a stable, well-paid buyer pool, and a median sale price near $500,000 reflects the strength of demand. Inventory ranges from master-planned homes in Ocotillo and Fulton Ranch to older stock in the original townsite. Funded amounts here commonly run $275,000 to $750,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns.
How Double Close Funding closes in Chandler
Arizona closes through state-licensed escrow agents on the AAR purchase contract, and it is a dry-funding state — escrow disburses only after the deed records with the Maricopa County Recorder, not at signing. That record-first rule drives the same-day sequence:
- You line up one investor-friendly Chandler escrow agent to run both the A-to-B and B-to-C legs.
- We wire our funds into escrow by 9 AM the morning of closing.
- The A-to-B leg signs and the deed records with Maricopa County; once recording confirms, escrow disburses and the seller is paid.
- The B-to-C leg records and disburses minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds.
The Chandler nuance is the Maricopa County recording cutoff — and, in master-planned communities, any HOA transfer paperwork that needs to be in escrow first. Confirm both with your escrow agent before you set the date.
Pricing
Tiered flat fee, collected on the settlement statement only when the deal closes:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $500K deal = $6,250 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact us |
No upfront fees, no application cost. You pay only if the transaction funds and closes.
What you’ll need
- Fully executed A-to-B AAR purchase contract
- Fully executed B-to-C contract or assignment to your end buyer
- Verified end buyer with proof of funds or a financing pre-approval
- Same-day closing scheduled on both legs
- A single Chandler-area escrow agent handling both transactions
No credit check, no income docs, no tax returns; no Arizona wholesaler license required, though disclose your equitable interest. A local note: in master-planned communities like Ocotillo and Fulton Ranch, get HOA transfer documents to escrow early so they don’t hold up the same-day recording.
A typical Chandler double close scenario
A wholesaler ties up a master-planned home near Fulton Ranch at $410,000 and has a relocating tech-worker end buyer at $475,000. Rather than assign and show the $65,000 spread, the wholesaler books a double close at an Ocotillo-area escrow agent that handles investor files. We wire $410,000 by 9 AM. The A-to-B leg signs and records with Maricopa County; escrow disburses and the seller is paid. Minutes later the B-to-C records and closes with the end buyer’s $475,000. We are repaid $410,000 plus the 1.25% fee ($5,125) from proceeds. The wholesaler nets roughly $59,875 and the seller never sees the markup.
Apply
Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern.
Frequently Asked Questions
How does Arizona's record-first escrow rule affect a Chandler double close? +
It dictates the sequence. Arizona is a dry-funding escrow state, so a Chandler escrow agent disburses only after the deed records with the Maricopa County Recorder — never at signing. For a double close, our A-to-B funds sit in escrow, the deed records, and only then does the file disburse and the B-to-C leg follow. Both legs run through one state-licensed escrow agent on the same day. Confirm the Maricopa County recording cutoff with your escrow agent so both legs clear before the day ends.
Do Chandler's master-planned HOA communities complicate a double close? +
They can add steps, not blockers. Much of Chandler — Ocotillo, Fulton Ranch, and the master-planned south end — sits under HOAs, which sometimes require transfer documents or estoppel-style fees at closing. Your escrow agent handles those on each leg; just build the lead time in. Our funding underwrites on your two contracts and the end buyer's proof of funds, not the HOA. Confirm any community transfer requirements with your escrow agent so they don't delay the same-day recording.
Why double close instead of assign on a Chandler deal? +
To keep your spread off the seller's settlement statement. Chandler's tech-driven demand and master-planned inventory in Ocotillo and Fulton Ranch can produce strong margins, and an assignment would expose your fee on the closing docs. A double close splits the A-to-B and B-to-C into two transactions at one Maricopa County escrow agent. We fund the A-to-B and are repaid from the B-to-C proceeds. No Arizona wholesaler license is required, but disclose your equitable interest; confirm language with an Arizona attorney.
Apply for Double Close Funding in Chandler, AZ
Submit your application online — same-day decisions for complete files before 2 PM Eastern.