Double Close Funding in Colorado | Swift Deal Funding

Double Close Funding in Colorado

Double close funding lets a Colorado wholesaler buy from the seller (A-to-B) and resell to an end buyer (B-to-C) on the same day, using our capital to fund the A-to-B leg so you never need your own cash on the table. Both legs run through a single title company, and our funds are repaid the same afternoon from the end buyer’s proceeds.

The Front Range drives the volume here. Denver, Aurora, Colorado Springs, Lakewood, Fort Collins and Boulder make up the bulk of Colorado’s flip and wholesale activity, and the market has cooled enough from its pandemic peak that disciplined wholesalers are finding spread again as days-on-market climb. With a statewide median around $550,000 and Denver-metro single-family near $640,000, double-close deals in Colorado typically fund between $150,000 and $500,000. We carry capacity beyond $100,000,000 per transaction for larger commercial or portfolio B-C closings.

How Double Close Funding closes in Colorado

Colorado is a wet-funding state and a title-company closing state — both work in your favor for a same-day double close. Wet funding means money disburses at the closing table once documents are signed, not after the deed records. That removes the recording delay that slows same-day closes in dry-funding states like Nevada or Arizona, so your A-B and B-C legs can complete back-to-back the same afternoon.

A licensed Colorado title company coordinates both transactions. Wholesaling itself is permitted statewide as long as you disclose your equitable interest in the property — Colorado has no wholesaler-licensing statute. Confirm same-day disbursement timing and your simultaneous-closing structure with your specific title office and a Colorado real estate attorney before scheduling.

Pricing

Tiered flat fee on the funded amount, collected only at closing:

Funded Amount	Fee
Up to $1,000,000	1.25%
$1M – $10M	1.0%
$10M+	Custom

No upfront or application fees. You pay only if the deal funds and closes.

What you’ll need

• Fully executed A-to-B purchase contract
• Fully executed B-to-C assignment or purchase contract
• Verified end buyer with proof of funds or financing pre-approval
• Same-day closing scheduled for both legs
• A single Colorado title company handling both transactions

No credit, income, or tax-return checks — the deal documents underwrite the funding. Colorado note: pick a title company experienced with simultaneous closings, common in the Denver and Colorado Springs markets.

A typical Colorado double close scenario

A Denver wholesaler has a tired rental in Aurora under contract at $320,000 (A-to-B) and an assigned end buyer at $360,000 (B-to-C). Both close the same morning at a title company in the Denver Tech Center. We wire $320,000 to title by 9 AM Mountain; the A-B leg signs, the B-C leg signs minutes later, and the $360,000 in end-buyer proceeds repays our funding at the table. Our fee at the up-to-$1M tier is 1.25% of $320,000 — $4,000 — leaving the wholesaler a clean spread without ever fronting transactional cash.

Apply

Submit both contracts and your end-buyer verification online. Standard turnaround is ~48 hours; same-day wires are possible for complete files received before 11 AM Eastern.

Apply for Double Close · See full process