Double Close Funding in Dayton, OH | Swift Deal Funding
Double Close Funding in Dayton, OH
Dayton is one of the Midwest’s most affordable investor markets, anchored by Wright-Patterson Air Force Base and a deep base of workforce renters. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Dayton title company.
With a median sale price near $140,000, Dayton’s deals turn on large percentage spreads relative to low dollar amounts. Affordable and distressed inventory runs through East Dayton, Old North Dayton, and Belmont, while steady rental demand — fed by Wright-Patterson’s military and contractor workforce — keeps cash-flow investors buying year-round. A double close lets you protect a wide margin on a value-add or distressed deal without exposing the markup on the seller’s settlement statement. Funded amounts here commonly run $60,000 to $200,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns.
How Double Close Funding closes in Dayton
Ohio closes through title and escrow companies, not attorneys, and it is a wet-funding state — money must be in escrow before the title company disburses. That sequencing is built for a same-day double close:
- You line up one investor-friendly Montgomery County title company to run both the A-to-B and B-to-C legs.
- We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs.
- The A-to-B leg funds with our money; the seller is paid and the deed moves to you.
- The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds before the file disburses.
Dayton’s steady investor volume means many title offices handle this routinely. Still, confirm same-day disbursement and second-leg sequencing with your title company before you set the date.
Pricing
Tiered flat fee, collected on the settlement statement only when the deal closes:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $95K deal = $1,187 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact us |
No upfront fees, no application cost. You pay only if the transaction funds and closes.
What you’ll need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C contract or assignment to your end buyer
- Verified end buyer with proof of funds or a financing pre-approval
- Same-day closing scheduled on both legs
- A single Montgomery County title company handling both transactions
No credit check, no income docs, no tax returns. A local note: Wright-Patterson’s renter base keeps Dayton buy-and-hold investors active, so a pre-approved or cash end buyer is usually easy to line up and keeps the same-day timeline clean.
A typical Dayton double close scenario
A wholesaler ties up a workforce rental in Belmont at $68,000 and has a cash-flow investor — targeting tenants who work near Wright-Patterson — at $114,000. Assigning would put the $46,000 spread, a 68% markup, on the closing docs, so the wholesaler double closes at a Montgomery County title company. We wire $68,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the investor’s $114,000. We are repaid $68,000 plus the 1.25% fee ($850) from proceeds. The wholesaler nets roughly $45,150 and the seller never sees the markup.
Apply
Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern.
Frequently Asked Questions
Which Dayton title companies handle same-day double closes? +
Many Montgomery County title and escrow offices run back-to-back A-to-B and B-to-C closings, since Dayton's strong cash-flow investor demand keeps double closing routine. Ohio is a wet-funding, title-company state, so our money is in escrow before anyone signs. Use one title company for both legs — splitting them across two offices breaks the same-day sequencing we rely on. When you apply, give us your title contact and we coordinate the 9 AM wire and second-leg disbursement. Confirm same-day funding on both legs with your title company first.
Does Wright-Patterson demand affect double close funding in Dayton? +
Not our funding directly, but it shapes your exit. Wright-Patterson Air Force Base anchors a steady stream of military and contractor renters, which keeps buy-and-hold investors active across neighborhoods near the base and in East Dayton. That demand makes for reliable end buyers — and a solid, pre-approved or cash end buyer is what keeps a same-day double close on schedule. We underwrite your two contracts and the end buyer's proof of funds, not the rental tenant base. Confirm the closing timeline with your title company.
Do I need a license to double close in Dayton? +
No. Ohio requires no wholesaler license to assign or to double close, so Dayton investors operate freely. A double close is still valuable for keeping a wide percentage spread off the seller's settlement statement on low-priced Belmont or Old North Dayton deals — you take title, then resell as the owner. We're a direct lender funding the A-to-B leg, repaid from the B-to-C proceeds, with no credit, income, or tax review. Confirm the closing structure with your Dayton title company before scheduling.
Apply for Double Close Funding in Dayton, OH
Submit your application online — same-day decisions for complete files before 2 PM Eastern.