Double Close Funding in Louisville, KY | Swift Deal Funding
Double Close Funding in Louisville, KY
Double close funding lets Louisville wholesalers take title on the A-to-B leg and resell to the end buyer on the B-to-C leg the same day, keeping the spread off any assignment. Swift Deal Funding is a direct lender — the capital that closes your purchase comes from us and is repaid out of the end buyer’s proceeds the same afternoon.
Louisville is an Ohio River market with strong rehab demand and a mix of price points: a metro median near $240,000, historic stock in Old Louisville, value plays in Portland and Shawnee on the west side, and walkable rehabs in Germantown. Many of these deals are won on a quiet double close where neither party sees the other’s number. We routinely fund $150,000 to $450,000 here, with capacity well into eight figures per transaction.
How a Double Close Closes in Louisville
Kentucky is an attorney-closing, wet-funding state. A licensed Kentucky attorney conducts your closing and issues the title opinion — this is the key difference from Missouri, where a title company can close on its own. For a double close, that attorney handles both legs and the connecting title work, and recordable funds must sit in escrow before the deeds record.
The flow: your closing attorney completes the title opinion on both contracts, our transactional funds reach escrow by 9 AM Eastern, the A-to-B leg closes and records, the B-to-C leg records immediately after, and our advance plus fee is repaid from the end buyer’s proceeds the same day. Give your Louisville attorney lead time on the title search and confirm back-to-back recording locally.
Pricing
Tiered flat fee on the funded amount, collected on the settlement statement — no upfront or application costs:
| Funded Amount | Fee |
|---|---|
| Up to $1,000,000 | 1.25% |
| $1,000,000 – $10,000,000 | 1.0% |
| $10,000,000+ | Custom |
A $250,000 Louisville double close runs $3,125. You pay only if the deal funds and closes.
What You’ll Need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C contract showing the end buyer
- Verified end buyer with proof of funds or financing pre-approval
- Same-day closing scheduled on both legs
- A single Kentucky closing attorney handling both transactions and the title opinion
Local note: line up a Louisville real estate attorney experienced with same-day double closings and give them early notice on the title work. No credit check, no income docs, no tax returns.
A Typical Louisville Double Close Scenario
You lock a shotgun-style home in Portland at $95,000 (A-to-B) and have a rehabber at $140,000 (B-to-C). Rather than assign and reveal your $45,000 spread, you double close. Your Kentucky attorney clears title on both legs; we wire $95,000 to escrow by 9 AM; the A-to-B records, the B-to-C records minutes later, and the attorney repays our $95,000 plus the 1.25% fee ($1,188) from the buyer’s funds. You net about $43,800 the same day.
Apply
Upload both contracts and end-buyer verification online — under 10 minutes. Submit before 11 AM Eastern for a shot at same-day wiring to your Louisville closing attorney.
Frequently Asked Questions
Who conducts a double close in Louisville, KY? +
Kentucky is an attorney-closing state, so a licensed Kentucky attorney conducts your closing and issues the title opinion — not a title company acting alone. For a double close, that attorney handles both the A-to-B and B-to-C legs and the title work tying them together. Kentucky is also a wet-funding state, so recordable funds must be in escrow before the deeds record. Pick a Louisville closing attorney comfortable running back-to-back same-day closings.
How fast can you fund a double close in Louisville, KY? +
About 48 hours from a complete file to wire-ready, and same-day when both contracts, a verified end buyer, and the title work arrive before 11 AM Eastern. We wire transactional capital to your Louisville closing attorney's escrow by 9 AM the morning of closing so the A-to-B and B-to-C legs can record back-to-back. Because a Kentucky attorney must complete the title opinion, give your closer enough lead time on the title search.
Is a wholesaler license required to double close in Louisville, KY? +
Kentucky has no dedicated wholesaler license, so you do not need special licensing to double close in Louisville — confirm your structure with your closing attorney. In a true double close you take title on the A-to-B leg and resell on B-to-C, keeping your spread off the assignment paperwork. We fund the middle leg and are repaid from the end buyer's proceeds the same day. We review the deal documents, not your credit, income, or tax returns.
Apply for Double Close Funding in Louisville, KY
Submit your application online — same-day decisions for complete files before 2 PM Eastern.