Double Close Funding in Mesa, AZ | Swift Deal Funding
Double Close Funding in Mesa, AZ
Mesa anchors one of the largest flip markets in the East Valley, and a double close is how you protect a strong spread without exposing it on a settlement statement. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day through one state-licensed Mesa escrow agent.
The East Valley’s flip pipeline is deep. With a median sale price around $450,000, opportunity runs from older fixers in west Mesa to value-add homes around Dobson Ranch and the established mid-city neighborhoods. Arizona’s climate keeps the rehab pipeline full — heat-stressed roofs, dated pools, and caliche-driven foundation issues are routine value-add work here. Funded amounts commonly run $250,000 to $700,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns.
How Double Close Funding closes in Mesa
Arizona closes through state-licensed escrow agents on the AAR purchase contract, and it is a dry-funding state — escrow disburses only after the deed records with the Maricopa County Recorder, not at signing. That record-first rule drives the same-day sequence:
- You line up one investor-friendly Mesa escrow agent to run both the A-to-B and B-to-C legs.
- We wire our funds into escrow by 9 AM the morning of closing.
- The A-to-B leg signs and the deed records with Maricopa County; once recording confirms, escrow disburses and the seller is paid.
- The B-to-C leg records and disburses minutes later; your end buyer funds, you take your spread, and we are repaid from those proceeds.
The Mesa nuance is the Maricopa County recording cutoff. Because funds release post-recording, both legs must clear before day’s end. Confirm the timeline with your escrow agent before you set the date.
Pricing
Tiered flat fee, collected on the settlement statement only when the deal closes:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $450K deal = $5,625 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact us |
No upfront fees, no application cost. You pay only if the transaction funds and closes.
What you’ll need
- Fully executed A-to-B AAR purchase contract
- Fully executed B-to-C contract or assignment to your end buyer
- Verified end buyer with proof of funds or a financing pre-approval
- Same-day closing scheduled on both legs
- A single Mesa-area escrow agent handling both transactions
No credit check, no income docs, no tax returns; no Arizona wholesaler license required, though disclose your equitable interest. A local note: because Maricopa County escrow disburses after recording, submit documents early so both legs record the same business day.
A typical Mesa double close scenario
A wholesaler ties up a 1970s block home in west Mesa at $285,000 and has a fix-and-flip end buyer at $345,000. Rather than assign and show the $60,000 spread, the wholesaler books a double close at a Dobson Ranch-area escrow agent that handles investor files. We wire $285,000 by 9 AM. The A-to-B leg signs and records with Maricopa County; escrow disburses and the seller is paid. Minutes later the B-to-C records and closes with the end buyer’s $345,000. We are repaid $285,000 plus the 1.25% fee ($3,562) from proceeds. The wholesaler nets roughly $56,438 and the seller never sees the markup.
Apply
Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern.
Frequently Asked Questions
How does Arizona's record-first escrow rule shape a Mesa double close? +
It sets the timing. Arizona is a dry-funding escrow state, so a Mesa escrow agent cannot disburse at signing — funds release only after the deed records with the Maricopa County Recorder. For a double close, our A-to-B money sits in escrow, the deed records, and only then does the file disburse and the B-to-C leg sequence in. Both legs run through one state-licensed escrow agent on the same day. Confirm the Maricopa County recording cutoff with your escrow agent so both legs clear before the day ends.
Why use one escrow agent for both legs of a Mesa double close? +
Because a single Mesa escrow agent running the A-to-B and B-to-C is what makes the same-day, record-first sequence work. Splitting the legs across two escrow holders breaks the timing. When you apply, give us your escrow agent's contact and we coordinate the 9 AM wire directly. Mesa's heavy East Valley flip volume means most investor-focused escrow agents handle back-to-back closings routinely — just confirm they'll fund both legs the same business day.
Why double close instead of assign on a Mesa flip? +
To keep your spread off the seller's settlement statement. Mesa's large flip market — west Mesa fixers, Dobson Ranch value-adds — produces margins worth protecting, and an assignment would print your fee on the closing docs. A double close splits the A-to-B and B-to-C into two transactions at one Maricopa County escrow agent. We fund the A-to-B and are repaid from the B-to-C proceeds. No Arizona wholesaler license is required, but disclose your equitable interest; confirm language with an Arizona attorney.
Apply for Double Close Funding in Mesa, AZ
Submit your application online — same-day decisions for complete files before 2 PM Eastern.