Double Close Funding in Milwaukee, WI | Swift Deal Funding
Double Close Funding in Milwaukee, WI
Milwaukee is an affordable Great Lakes market with deep rental and small-multifamily stock, and a double close is how you protect a spread without exposing it on a settlement statement. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Milwaukee title company.
The city’s classic duplexes and two-flats — concentrated in neighborhoods like Bronzeville, Riverwest, and Bay View — are a wholesaler’s bread and butter, with a median sale price around $200,000 leaving real room on value-add deals. Buyers range from local landlords to out-of-area investors chasing cash flow. Funded amounts here commonly run $120,000 to $400,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns.
How Double Close Funding closes in Milwaukee
Wisconsin closes through title companies, and it’s a wet-funding state — money must be in escrow before the title company disburses. That sequencing is built for a same-day double close:
- You line up one investor-friendly Milwaukee title company to run both the A-to-B and B-to-C legs.
- We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs.
- The A-to-B leg funds with our money; the seller is paid and the deed moves to you.
- The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we’re repaid from those proceeds before the file disburses.
The key Wisconsin wrinkle is marital property: a married seller’s spouse typically must sign the deed and financing documents, even when only one spouse is on title. A missed spousal signature stalls the A-to-B leg. Confirm both spouses will sign — plus same-day disbursement and second-leg sequencing — with your title company before you set the date.
Pricing
Tiered flat fee, collected on the settlement statement only when the deal closes:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $200K deal = $2,500 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact us |
No upfront fees, no application cost. You pay only if the transaction funds and closes.
What you’ll need
- Fully executed A-to-B purchase contract (WB-11 offer form is standard in Wisconsin)
- Fully executed B-to-C contract or assignment to your end buyer
- Verified end buyer with proof of funds or a financing pre-approval
- Same-day closing scheduled on both legs
- A single Milwaukee-area title company handling both transactions
No credit check, no income docs, no tax returns. A local note: if your seller is married, confirm the spouse will sign the deed before closing day.
A typical Milwaukee double close scenario
A wholesaler ties up a Riverwest duplex at $165,000 and lines up a buy-and-hold landlord at $210,000. Rather than assign and show the $45,000 spread, the wholesaler books a double close at a Milwaukee title office that runs investor deals daily. The seller is married, so the title company confirms both spouses will sign the deed up front. We wire $165,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the landlord’s $210,000. We’re repaid $165,000 plus the 1.25% fee ($2,062) from proceeds. The wholesaler nets roughly $42,938 and the seller never sees the markup.
Apply
Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern.
Frequently Asked Questions
Do Milwaukee title companies handle same-day double closes? +
Yes. Wisconsin closes through title companies, and Milwaukee's investor-focused offices run back-to-back A-to-B and B-to-C closings on duplexes and single-family deals. Use one title company for both legs — splitting them across two offices breaks the same-day sequencing. When you apply, give us that title contact and we coordinate the 9 AM wire and second-leg disbursement. Wisconsin is a marital-property state, so confirm the office has any required spousal signatures lined up before the date.
How does Wisconsin marital property affect a Milwaukee double close? +
Significantly on the A-to-B leg. Wisconsin is a marital-property state, so a married seller's spouse typically must sign the deed and any financing documents — even if only one spouse is on title. A missed spousal signature stalls the A-to-B leg and can delay the whole same-day sequence. We underwrite on your two contracts and the end buyer's proof of funds, but ask your Milwaukee title company to confirm both spouses will sign before you set the closing date.
Why double close instead of assign on a Milwaukee deal? +
To keep your spread off the seller's settlement statement. Milwaukee's affordable duplexes and two-flats in areas like Riverwest and Bay View can carry solid margins, and double closing keeps that markup private — the A-to-B and B-to-C run as separate transactions at one title company. We wire the A-to-B funds, you resell minutes later, and we're repaid from B-to-C proceeds. Wisconsin requires no wholesaler license, but confirm disclosure language with a Wisconsin attorney.
Apply for Double Close Funding in Milwaukee, WI
Submit your application online — same-day decisions for complete files before 2 PM Eastern.