Double Close Funding in Omaha, NE | Swift Deal Funding
Double Close Funding in Omaha, NE
A double close is how Omaha wholesalers protect a real spread without exposing it on a settlement statement. Swift Deal Funding is a direct lender: we wire the cash for your A-to-B purchase so you buy from the seller and immediately resell to your end buyer, both legs closing the same day at one Omaha title company.
Omaha’s economy leans on finance and insurance — Mutual of Omaha, Berkshire Hathaway, and a deep white-collar base keep buyer demand steady — while housing stays comparatively affordable at a median sale price around $280,000. That mix creates dependable value-add margins across older neighborhoods like South Omaha, North Omaha, Benson, and Florence, where early-1900s frame homes and bungalows turn over to rehabbers and landlords. Funded amounts here commonly run $120,000 to $400,000, though we can fund up to $100,000,000+ on a single transaction. We never pull credit, verify income, or ask for tax returns.
How Double Close Funding closes in Omaha
Nebraska closes through title and escrow companies, and it’s a wet-funding state — money must be in escrow before the title company disburses. That sequencing is built for a same-day double close:
- You line up one investor-friendly Omaha title company to run both the A-to-B and B-to-C legs.
- We wire our funds to that office by 9 AM the morning of closing, so cash is in escrow before anyone signs.
- The A-to-B leg funds with our money; the seller is paid and the deed moves to you.
- The B-to-C leg closes minutes later; your end buyer funds, you take your spread, and we’re repaid from those proceeds before the file disburses.
A Nebraska-specific point: on inherited deals, the state’s county-level inheritance tax may need to be cleared on the seller’s side before clean title passes, so flag estate sales with your title office early. Confirm same-day disbursement and second-leg sequencing with your title company.
Pricing
Tiered flat fee, collected on the settlement statement only when the deal closes:
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $280K deal = $3,500 |
| $1M – $10M | 1.0% | $2.5M deal = $25,000 |
| $10M+ | Custom | Contact us |
No upfront fees, no application cost. You pay only if the transaction funds and closes.
What you’ll need
- Fully executed A-to-B purchase contract
- Fully executed B-to-C contract or assignment to your end buyer
- Verified end buyer with proof of funds or a financing pre-approval
- Same-day closing scheduled on both legs
- A single Omaha-area title company handling both transactions
No credit check, no income docs, no tax returns. Local note: many Omaha wholesale deals come from estates, and Nebraska’s county-level inheritance tax can need clearing before title passes — flag inherited properties with your title company early so the A-to-B leg stays clean.
A typical Omaha double close scenario
A wholesaler ties up an inherited 1915 bungalow in South Omaha at $155,000 and has a buy-and-hold end buyer at $205,000. Rather than assign and show the $50,000 spread, the wholesaler books a double close at a Midtown title company that runs investor deals daily, with any inheritance-tax obligation already addressed on the seller’s side. We wire $155,000 by 9 AM. The A-to-B leg funds, the seller is paid, and minutes later the B-to-C closes with the end buyer’s $205,000. We’re repaid $155,000 plus the 1.25% fee ($1,937) from proceeds. The wholesaler nets roughly $48,063 and the seller never sees the markup.
Apply
Upload both contracts and your end buyer’s proof of funds through our online form. Standard turnaround is about 48 hours to wire-ready; same-day funding is available for complete files submitted before 11 AM Eastern.
Frequently Asked Questions
Does Nebraska's inheritance tax affect an Omaha double close? +
Not our funding, but it can affect the seller's side on inherited deals. Nebraska is unusual in keeping a county-level inheritance tax, paid through the county where the property sits, and an estate may need it cleared before the title company can pass clean title. On an inherited Omaha deal, confirm with your title office that any inheritance-tax obligation is handled so the A-to-B leg closes clean. We underwrite on your two contracts and the end buyer's proof of funds — not the estate's tax status. Confirm specifics with a Nebraska attorney.
Which Omaha title companies handle same-day double closes? +
Nebraska is a title and escrow state, so one investor-friendly Omaha title office runs both the A-to-B and B-to-C legs. Use a single office — splitting across two title companies breaks the same-day sequencing we depend on. Title teams serving Midtown, West Omaha, and Sarpy County close back-to-back investor deals regularly. When you apply, give us the title contact and we coordinate the 9 AM wire and second-leg disbursement directly. Confirm same-day funding on both legs with your title company before setting the date.
Why double close instead of assign in Omaha? +
To keep your spread off the seller's settlement statement. Omaha's older neighborhoods — South Omaha, North Omaha, and Benson — produce solid margins on early-1900s frame homes and bungalows, and a double close keeps that markup private. With an assignment your fee shows on the closing docs; with a double close the A-to-B and B-to-C are separate transactions at one title company. We wire the A-to-B funds, you resell minutes later, and we're repaid from B-to-C proceeds. Confirm disclosure language with a Nebraska attorney.
Apply for Double Close Funding in Omaha, NE
Submit your application online — same-day decisions for complete files before 2 PM Eastern.