Double Close Funding in Wisconsin | Swift Deal Funding
Double Close funding in Wisconsin
Double close funding lets a Wisconsin wholesaler buy from the seller (the A-B leg) and resell to the end buyer (the B-C leg) on the same day, through one title company, using our capital instead of yours. We put up the money for the A-B; your margin is paid out of the B-C. Funded amounts in Wisconsin commonly run $100,000 to $350,000, and we have capacity past $100 million per transaction.
Milwaukee anchors the state’s wholesale scene with the deepest investor market and the most experienced title firms, followed by Madison and Green Bay. One Wisconsin-specific wrinkle threads through every closing here: the Marital Property Act. As a marital-property state, Wisconsin often requires a married seller’s spouse to sign even when they aren’t on title, which can affect the A-B leg if it isn’t handled in advance.
How a double close closes in Wisconsin
Wisconsin is a wet-funding, title-company state, so the title office can disburse against our wire at the table — the B-C follows the A-B without waiting on the register of deeds. The one local item to manage is the Marital Property Act: if your seller is married, the spouse may need to join the deed or sign a consent, and a missed signature can stall the A-B and break the same-day sequence. Your title commitment will flag it. We wire to the title company by 9 AM Eastern; our funds plus fee are repaid from the end buyer’s proceeds. Confirm both the disbursement order and any spousal requirements with title in advance.
Pricing for Double Close in Wisconsin
Tiered flat fee on the funded amount, collected on the settlement statement. No application or upfront cost.
| Funded Amount | Fee Rate | Example |
|---|---|---|
| Up to $1,000,000 | 1.25% | $250K Milwaukee deal = $3,125 |
| $1M – $10M | 1.0% | $1.3M deal = $13,000 |
| $10M+ | Custom | Contact for structure |
You pay only if the deal funds and closes.
What you’ll need for Double Close in Wisconsin
- Fully executed A-B purchase contract
- Fully executed B-C assignment or purchase contract
- Verified end buyer with proof of funds or a financing pre-approval letter
- Same-day closing scheduled for both legs
- A single Wisconsin title company handling both transactions
No credit pull, no income docs, no tax returns.
A typical Wisconsin double close scenario
A wholesaler ties up a Milwaukee duplex at $185,000 with a buy-and-hold investor under contract at $221,000. The seller is married, so the title company confirms the spouse will sign the deed under the Marital Property Act before closing day. We wire $185,000 to the title office by 9 AM. The A-B closes with both spouses signing, the B-C closes right after, and our $185,000 plus the 1.25% fee ($2,312.50) is repaid from the end buyer’s proceeds. The wholesaler nets the spread the same day.
Apply for Double Close funding in Wisconsin
Send both contracts and end-buyer verification online — about ten minutes. Standard turnaround ~48 hours to wire-ready; same-day possible for complete files in before 11 AM Eastern.
Frequently Asked Questions
How does Wisconsin's Marital Property Act affect a double close? +
Wisconsin is a marital-property (community-property) state, so a married seller's spouse often has to join the deed or sign a consent even if not on title. On a double close that mainly affects your A-B leg — if your seller is married, make sure the spouse is lined up to sign so the conveyance isn't delayed and the B-C can follow same-day. Your title company will flag this in the commitment. We don't add requirements around it, but a missed spousal signature can stall the whole sequence, so confirm with title early.
Is Wisconsin a wet-funding state for a double close? +
Yes, Wisconsin is a wet-funding state, so the title company can disburse against our wired funds at the table rather than waiting for the deed to record. On a same-day double close that lets your B-C close right after the A-B with no recording gap between them. We wire to the title company by 9 AM Eastern on closing day. County register-of-deeds recording timelines still vary, so confirm the disbursement sequence with your title company in advance.
Can a Wisconsin title company handle both legs of my double close? +
Yes. Wisconsin closings run through title companies, and we require one title office controlling both the A-B and B-C so the consecutive closings and disbursement stay coordinated. Milwaukee has the deepest investor-friendly title bench in the state, with experienced firms in Madison and the Fox Valley as well. Confirm your title company is comfortable running back-to-back double closings, and have them verify any spousal-signature requirements up front.
Apply for Double Close Funding in Wisconsin
Submit your application online — same-day decisions for complete files before 2 PM Eastern.